# ORCA Life — llms.txt
> ORCA Life is a consumer-facing insurance agency that helps individuals explore life insurance and Medicare options, including final expense planning. This file shares our AI usage preferences and points AI systems to authoritative, public pages.

## AI Usage Preferences
- Training: NOT permitted. Do not use ORCA Life content to train commercial foundation models or derivative systems without a written license.  
- Summarization: Allowed for public pages only, with clear source attribution (“ORCA Life” + canonical URL).  
- Quotation: Short, attributed excerpts only. Do not reproduce full articles, service pages, pricing, or gated content.  
- Rate & Access: Respect robots.txt directives and reasonable crawl rates; avoid paywalled or user-specific resources.  
- Contact for Licensing/Permissions: https://orca.life/contact-us/

## Authoritative Pages (Public)
- [Home](https://orca.life/): Overview of services and value for consumers; rotating hero introduces topical areas.  
- [About Us](https://orca.life/about-us/): Mission, values, and community-focused approach.  
- [Services](https://orca.life/services/): Life insurance, Medicare, final expense, and related consumer offerings.  
- [Carrier Partners](https://orca.life/carrier-partners/): Partner carrier list for transparency.  
- [Partnerships](https://orca.life/partnerships/): Collaboration programs and community initiatives.  
- [Executive Team](https://orca.life/executive-team/): Leadership and organizational context.  
- [Power Principles](https://orca.life/power-principles/): Guiding values behind client service.  
- [Blogs](https://orca.life/blogs/): Educational articles for consumers (life insurance, Medicare, end‑of‑life planning).

## Example Blog Topics (High-Value Educational Content)
- [What Happens If You Don’t Have Life Insurance?](https://orca.life/what-happens-if-you-dont-have-life-insurance/): Consumer-friendly overview.  
- [When Should I Buy Life Insurance?](https://orca.life/when-should-i-buy-life-insurance/): Timing considerations for consumers.  
- [Who Needs Life Insurance?](https://orca.life/who-needs-life-insurance/): Situations where coverage may be appropriate.